/* =====================================================================
   RIYADEX — MOBILE EXPERIENCE  ·  "Night Copper"
   Loaded only on screens <= 760px. Desktop never sees this file.
   ===================================================================== */

/* ---------- foundation ---------- */
html{-webkit-text-size-adjust:100%}
body{background:#060505!important;overscroll-behavior-y:none}
.m-app{
  --bg:#060505;--s1:#0e0b0b;--s2:#161111;--ink:#f6efeb;--ink2:#cdbfba;--mut:#8b7e79;
  --line:rgba(255,232,222,.09);--line2:rgba(255,232,222,.16);
  --rose:#C98069;--rose2:#E7AE98;--cop:#9B5848;--paper:#f3ebe5;
  --serif:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --mono:ui-monospace,"SF Mono",Menlo,Consolas,monospace;
  --ease:cubic-bezier(.2,.8,.2,1);--spring:cubic-bezier(.34,1.5,.64,1);
  --pad:22px;--sb:env(safe-area-inset-bottom,0px);--st:env(safe-area-inset-top,0px);
  display:block;position:relative;background:var(--bg);color:var(--ink);
  font-family:var(--sans);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased;
  overflow-x:clip;-webkit-tap-highlight-color:transparent;
}
.m-app *,.m-app *::before,.m-app *::after{box-sizing:border-box;margin:0;padding:0}
.m-app a{color:inherit;text-decoration:none}
.m-app button{font:inherit;color:inherit;background:none;border:0;cursor:pointer;-webkit-tap-highlight-color:transparent}
.m-app img{display:block;max-width:100%}
.m-app em{font-style:normal}
@media (max-width:340px){.m-app{--pad:18px}}


/* ---------- isolation from the desktop stylesheet's element rules ---------- */
.m-app section,.m-app footer,.m-app header,.m-app nav{margin:0;border:0;text-align:left;font-size:inherit;color:inherit}
.m-app .m-final{margin-top:96px}
.m-app .m-foot{border-top:1px solid var(--line);font-size:12px;color:var(--mut);text-align:left}
.m-app .m-top{border-bottom:1px solid transparent}
.m-app .m-top.solid{border-bottom-color:var(--line)}
.m-app .m-dock{border:1px solid rgba(255,236,228,.12)}
.m-app h1,.m-app h2,.m-app h3{font-weight:500}

/* film grain — static, composited, essentially free */
.m-grain{position:fixed;inset:0;z-index:95;pointer-events:none;opacity:.045;transform:translateZ(0);mix-blend-mode:normal;background:url("data:image/png;base64,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") 0 0/64px 64px repeat}

/* ---------- type system ---------- */
.m-eye{display:flex;align-items:center;gap:10px;font-size:11px;font-weight:600;letter-spacing:.24em;text-transform:uppercase;color:var(--rose)}
.m-eye::before{content:"";width:22px;height:1px;background:currentColor;opacity:.8}
.m-h2{font-size:clamp(28px,8.4vw,36px);line-height:1.12;letter-spacing:-.03em;font-weight:500;margin:0 0 14px}
.m-h2 em,.m-h1 em,.m-final h2 em{font-style:normal;color:inherit}
.m-lead{font-size:15.5px;line-height:1.6;color:var(--ink2)}
.m-sec{padding:92px var(--pad) 0;position:relative}
.m-sec.tight{padding-top:72px}
.m-num{font-family:var(--sans);font-weight:500;letter-spacing:-.01em;font-variant-numeric:tabular-nums lining-nums}

/* ---------- reveal motion ---------- */
.m-rv{opacity:0;transform:translate3d(0,26px,0);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
.m-rv.in{opacity:1;transform:none}
.m-line{display:block;overflow:hidden;padding-bottom:.08em;margin-bottom:-.08em}
.m-line>span{display:block;transform:translate3d(0,108%,0);transition:transform 1.15s var(--ease);transition-delay:var(--d,0s)}
.is-in .m-line>span{transform:none}

/* ---------- top bar ---------- */
.m-top{position:fixed;top:0;left:0;right:0;z-index:80;height:calc(60px + var(--st));padding:var(--st) var(--pad) 0;
  display:flex;align-items:center;justify-content:space-between;
  transition:transform .55s var(--ease),background-color .35s,border-color .35s;border-bottom:1px solid transparent}
.m-top.solid{background:rgba(8,6,6,.74);-webkit-backdrop-filter:blur(20px) saturate(160%);backdrop-filter:blur(20px) saturate(160%);border-bottom-color:var(--line)}
.m-top.hide{transform:translate3d(0,-110%,0)}
.m-top .lg{display:flex;line-height:0}
.m-top .lg svg{height:30px;width:auto}
.m-login{height:38px;padding:0 16px;border-radius:999px;display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:600;
  border:1px solid var(--line2);background:rgba(255,255,255,.05);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}
.m-login:active{transform:scale(.96)}
.m-prog{position:absolute;left:0;right:0;bottom:-1px;height:2px;transform-origin:0 50%;transform:scaleX(var(--p,0));
  background:linear-gradient(90deg,var(--cop),var(--rose2));opacity:.9}

/* ---------- hero ---------- */
.m-hero{position:relative;min-height:min(100svh,780px);padding-top:calc(220px + var(--st))!important;display:flex;flex-direction:column;justify-content:flex-end;
  padding:0 var(--pad) calc(30px + var(--sb));isolation:isolate;overflow:hidden}
.m-hero-bg{position:absolute;inset:0 0 auto 0;height:62%;z-index:-2;will-change:transform}
.m-hero-bg img{width:100%;height:100%;object-fit:cover;object-position:50% 30%;transform:scale(1.16);opacity:0;
  transition:transform 2.6s var(--ease),opacity 1.4s var(--ease)}
.is-in .m-hero-bg img{transform:scale(1.02);opacity:1}
.m-hero::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:linear-gradient(180deg,rgba(6,5,5,.62) 0%,rgba(6,5,5,0) 16%,rgba(6,5,5,0) 30%,rgba(6,5,5,.8) 50%,#060505 62%)}
.m-hero>*,.m-final>*,.m-hcta>*{flex-shrink:0}
.m-hero .m-eye{margin-bottom:16px;text-shadow:0 1px 14px rgba(0,0,0,.9),0 0 2px rgba(0,0,0,.6)}
.m-h1{font-size:clamp(38px,11.4vw,52px);line-height:1.04;letter-spacing:-.035em;font-weight:500}
.m-h1 em{letter-spacing:-.02em}
.m-hero p.m-lead{margin-top:16px;max-width:36ch}
.m-rail{display:grid;grid-template-columns:1fr 1fr 1fr;margin-top:26px;border-top:1px solid var(--line)}
.m-rail>div{padding:16px 0 0 0}
.m-rail>div+div{padding-left:14px;border-left:1px solid var(--line)}
.m-rail>div:not(:first-child){padding-top:16px}
.m-rail b{display:block;font-family:var(--sans);font-weight:500;font-size:clamp(25px,7.6vw,31px);line-height:1;letter-spacing:-.01em;white-space:nowrap}
.m-rail span{display:block;margin-top:7px;font-size:11px;line-height:1.35;color:var(--mut)}
.m-hcta{display:flex;flex-direction:column;gap:10px;margin-top:28px}
.m-hcta .m-btn,.m-hcta .m-btn.sec,.m-hcta .m-btn.pri{flex:none;width:100%}
.m-hcta .m-btn.sec{height:54px}


/* page-specific art direction */
.m-app[data-page=ib] .m-hero-bg{height:62%}
.m-app[data-page=ib] .m-hero-bg img{object-position:62% 40%}
.m-app[data-page=ib] .m-final .bg img{object-position:30% 40%}

/* ---------- buttons ---------- */
.m-btn{height:58px;border-radius:20px;display:inline-flex;align-items:center;justify-content:center;gap:12px;font-size:16px;font-weight:600;
  letter-spacing:-.01em;transition:transform .3s var(--ease),background-color .3s;white-space:nowrap;user-select:none}
.m-btn:active{transform:scale(.965)}
.m-btn.pri{flex:1.35;background:var(--paper);color:#0c0808;padding:0 8px 0 22px;justify-content:space-between}
.m-btn.pri .ar{width:42px;height:42px;border-radius:15px;background:#0c0808;color:var(--paper);display:grid;place-items:center;flex:0 0 42px}
.m-btn.pri .ar svg{width:18px;height:18px}
.m-btn.sec{flex:1;border:1px solid var(--line2);background:rgba(255,255,255,.04);color:var(--ink)}
.m-btn.block{width:100%;flex:none}

/* ---------- ticker ---------- */
.m-tick{margin-top:0;overflow:hidden;border-block:1px solid var(--line);background:#080606;padding:16px 0}
.m-tick-in{display:flex;width:max-content;animation:m-mq 34s linear infinite}
.m-tick .it{display:flex;align-items:center;gap:20px;padding-right:20px;white-space:nowrap;font-family:var(--sans);font-size:27px;line-height:1;color:var(--ink)}
.m-tick .it em{font-style:italic;color:var(--rose2)}
.m-tick .it small{font-family:var(--sans);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--mut)}
.m-tick .it::after{content:"";width:6px;height:6px;transform:rotate(45deg);background:var(--cop);margin-left:2px}
@keyframes m-mq{to{transform:translate3d(-50%,0,0)}}

/* ---------- manifesto (scroll-lit words) ---------- */
.m-mani{padding:96px var(--pad) 8px;font-family:var(--sans);font-size:clamp(31px,9.2vw,41px);line-height:1.1;letter-spacing:-.012em;color:var(--ink)}
.m-mani .w{opacity:.14;transition:opacity .45s var(--ease),color .45s}
.m-mani .w.on{opacity:1}
.m-mani .w.acc{font-style:italic}
.m-mani .w.acc.on{color:var(--rose2)}
.m-mani-sig{display:flex;align-items:center;gap:12px;margin:26px var(--pad) 0;font-size:12px;color:var(--mut);letter-spacing:.08em;text-transform:uppercase}
.m-mani-sig::before{content:"";width:32px;height:1px;background:var(--line2)}

/* ---------- swipe carousel (markets) ---------- */
.m-car{display:flex;gap:12px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;
  scrollbar-width:none;padding:30px var(--pad) 6px;scroll-padding-inline:var(--pad)}
.m-car::-webkit-scrollbar{display:none}
.m-card{flex:0 0 86%;scroll-snap-align:center;position:relative;overflow:hidden;border-radius:30px;padding:24px 20px 20px;
  background:radial-gradient(130% 60% at 100% 0%,rgba(201,128,105,.24),transparent 58%),linear-gradient(180deg,#171111 0%,#0b0808 100%);
  border:1px solid var(--line);transition:transform .55s var(--ease),opacity .55s var(--ease)}
.m-card:not(.on){transform:scale(.93);opacity:.5}
.m-card .hd{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--mut);letter-spacing:.12em;text-transform:uppercase}
.m-card .hd i{font-style:normal;font-family:var(--mono);letter-spacing:0}
.m-card h3{font-family:var(--sans);font-weight:500;font-size:36px;letter-spacing:-.03em;line-height:1;letter-spacing:-.015em;margin:26px 0 0}
.m-card .base{font-size:13.5px;color:var(--ink2);margin-top:8px}
.m-card .up{display:flex;align-items:flex-end;gap:10px;margin:22px 0 18px}
.m-card .up b{font-family:var(--sans);font-weight:500;font-size:68px;line-height:.82;letter-spacing:-.02em}
.m-card .up span{font-size:12.5px;line-height:1.3;color:var(--mut);padding-bottom:4px}
.m-rung{position:relative;display:grid;grid-template-columns:48px 1fr auto;align-items:center;gap:12px;padding:13px 14px;border-radius:16px;
  background:rgba(255,255,255,.028);border:1px solid var(--line);overflow:hidden}
.m-rung+.m-rung{margin-top:8px}
.m-rung::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:var(--w,0%);background:var(--rose);transform-origin:0 50%;
  transform:scaleX(0);transition:transform 1.1s var(--ease);transition-delay:var(--d,0s)}
.m-card.on .m-rung::after{transform:scaleX(1)}
.m-rung .p{font-size:13px;font-weight:700;color:var(--rose2)}
.m-rung .l{font-size:12.5px;line-height:1.35;color:var(--ink)}
.m-rung .l small{display:block;font-size:11px;color:var(--mut)}
.m-rung .v{font-family:var(--sans);font-weight:600;font-size:20px;line-height:1}
.m-card .go{margin-top:16px;width:100%;height:50px;border-radius:16px;border:1px solid var(--line2);display:flex;align-items:center;justify-content:center;gap:10px;font-size:14.5px;font-weight:600}
.m-card .go:active{background:rgba(255,255,255,.06)}
.m-dots{display:flex;justify-content:center;gap:6px;margin-top:18px}
.m-dots i{width:6px;height:6px;border-radius:3px;background:rgba(255,255,255,.18);transition:width .45s var(--spring),background-color .3s}
.m-dots i.on{width:22px;background:var(--rose)}
.m-fine{font-size:12px;line-height:1.55;color:var(--mut);margin:16px var(--pad) 0;text-align:center}

/* ---------- calculator ---------- */
.m-calc{margin:30px var(--pad) 0;border-radius:34px;padding:20px 16px 18px;position:relative;overflow:hidden;
  background:radial-gradient(120% 60% at 50% 0%,rgba(201,128,105,.16),transparent 60%),linear-gradient(180deg,#130e0e,#0a0808);
  border:1px solid var(--line)}
.m-seg{position:relative;display:flex;gap:2px;padding:4px;border-radius:17px;background:rgba(255,255,255,.045);border:1px solid var(--line);
  overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.m-seg::-webkit-scrollbar{display:none}
.m-seg button{position:relative;z-index:1;flex:1 0 auto;height:40px;padding:0 14px;border-radius:13px;font-size:13.5px;font-weight:600;color:var(--mut);transition:color .35s}
.m-seg button.on{color:#0c0808}
.m-seg .pill{position:absolute;z-index:0;top:4px;bottom:4px;left:0;width:0;border-radius:13px;background:var(--paper);
  transition:transform .5s var(--spring),width .5s var(--spring)}
.m-dial{position:relative;width:min(300px,80vw);aspect-ratio:1;margin:18px auto 0}
.m-dial svg{width:100%;height:100%;overflow:visible}
.m-dial .trk{fill:none;stroke-width:13;stroke-linecap:round}
.m-dial .prg{fill:none;stroke:url(#mGr);stroke-width:13;stroke-linecap:round;filter:drop-shadow(0 0 10px rgba(201,128,105,.45))}
.m-dial .knob{fill:var(--paper)}
.m-dial .tk{stroke:rgba(255,236,228,.5);stroke-width:1.5}
.m-dial .tl{fill:var(--mut);font:600 10px var(--sans);letter-spacing:.06em}
.m-dial .tl.on{fill:var(--rose2)}
.m-dial-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding-top:6px;pointer-events:none}
.m-dial-c small{font-size:9.5px;letter-spacing:.14em;max-width:60%;line-height:1.4;text-transform:uppercase;color:var(--mut)}
.m-dial-c b{font-family:var(--sans);font-weight:600;font-size:clamp(34px,10.4vw,44px);line-height:1;letter-spacing:-.035em;margin:8px 0 6px;font-variant-numeric:tabular-nums;transition:transform .5s var(--spring)}
.m-dial-c span{font-size:11.5px;line-height:1.4;color:var(--ink2);max-width:62%}
.m-dial.bump .m-dial-c b{transform:scale(1.08)}
.m-dial.bump .prg{animation:m-flash .9s var(--ease)}
@keyframes m-flash{40%{filter:drop-shadow(0 0 22px rgba(231,174,152,.95))}}
.m-toast{position:absolute;left:50%;top:14px;transform:translate(-50%,-140%);opacity:0;padding:9px 14px;border-radius:999px;background:var(--paper);color:#0c0808;
  font-size:12.5px;font-weight:700;white-space:nowrap;transition:transform .55s var(--spring),opacity .3s;z-index:3;box-shadow:0 10px 30px rgba(0,0,0,.5)}
.m-toast.show{transform:translate(-50%,0);opacity:1}

.m-range{position:relative;margin:6px 4px 0;height:52px}
.m-range input{position:relative;z-index:2;-webkit-appearance:none;appearance:none;width:100%;height:44px;background:transparent;outline:none;touch-action:pan-y}
.m-range input::-webkit-slider-runnable-track{height:6px;border-radius:3px;background:linear-gradient(90deg,var(--rose) var(--p,10%),rgba(255,255,255,.1) var(--p,10%))}
.m-range input::-moz-range-track{height:6px;border-radius:3px;background:rgba(255,255,255,.1)}
.m-range input::-moz-range-progress{height:6px;border-radius:3px;background:var(--rose)}
.m-range input::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;margin-top:-12px;border-radius:50%;background:var(--paper);
  box-shadow:0 0 0 6px rgba(201,128,105,.22),0 6px 16px rgba(0,0,0,.5);transition:transform .2s}
.m-range input:active::-webkit-slider-thumb{transform:scale(1.12)}
.m-range input::-moz-range-thumb{width:28px;height:28px;border:0;border-radius:50%;background:var(--paper);box-shadow:0 0 0 6px rgba(201,128,105,.22)}
.m-marks{position:absolute;left:15px;right:15px;top:30px;height:20px;pointer-events:none}
.m-marks i{position:absolute;top:0;transform:translateX(-50%);font-style:normal;font-size:10.5px;color:var(--mut);font-variant-numeric:tabular-nums}
.m-marks i::before{content:"";position:absolute;left:50%;top:-12px;width:1px;height:8px;background:rgba(255,236,228,.35)}

.m-step{display:grid;grid-template-columns:58px 1fr 58px;gap:8px;margin-top:10px}
.m-step button{height:58px;border-radius:19px;background:rgba(255,255,255,.05);border:1px solid var(--line);display:grid;place-items:center;transition:transform .2s,background-color .2s;touch-action:manipulation}
.m-step button:active{transform:scale(.93);background:rgba(255,255,255,.1)}
.m-step button svg{width:20px;height:20px}
.m-step label{position:relative;display:block}
.m-step label small{position:absolute;left:0;right:0;top:9px;text-align:center;font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--mut);pointer-events:none}
.m-step input{width:100%;height:58px;border-radius:19px;border:1px solid var(--line);background:rgba(255,255,255,.025);color:var(--ink);
  text-align:center;padding-top:14px;font:600 21px var(--sans);font-variant-numeric:tabular-nums;outline:none;-moz-appearance:textfield}
.m-step input:focus{border-color:rgba(201,128,105,.6);box-shadow:0 0 0 4px rgba(201,128,105,.14)}
.m-step+.m-step{margin-top:8px}
.m-ctl-lbl{display:flex;justify-content:space-between;align-items:baseline;margin:18px 4px 0;font-size:12.5px;color:var(--ink2)}
.m-ctl-lbl b{font-weight:600;color:var(--ink)}

.m-nudge{display:flex;gap:12px;align-items:flex-start;margin-top:14px;padding:14px 15px;border-radius:19px;background:rgba(201,128,105,.08);border:1px solid rgba(201,128,105,.26);
  font-size:13.5px;line-height:1.45;color:var(--ink2)}
.m-nudge svg{flex:0 0 18px;width:18px;height:18px;margin-top:1px;color:var(--rose2)}
.m-nudge b{color:var(--ink);font-weight:600}
.m-kv{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:14px;border:1px solid var(--line);border-radius:19px;overflow:hidden}
.m-kv>div{padding:13px 10px;text-align:center}
.m-kv>div+div{border-left:1px solid var(--line)}
.m-kv b{display:block;font-family:var(--sans);font-weight:500;font-size:22px;line-height:1.1;font-variant-numeric:tabular-nums}
.m-kv span{display:block;font-size:10.5px;color:var(--mut);margin-top:4px;letter-spacing:.02em}
.m-calc .m-btn{margin-top:14px}
.m-calc .m-fine{margin:12px 6px 0;text-align:left}

/* ---------- receipt / statement ---------- */
.m-rcpt-wrap{position:relative;margin:30px var(--pad) 0}
.m-rcpt-wrap::before{content:"";position:absolute;left:8%;right:8%;bottom:-18px;height:60px;border-radius:50%;background:rgba(0,0,0,.7);filter:blur(22px);z-index:0}
.m-rcpt{z-index:1}
.m-rcpt{position:relative;background:var(--paper);color:#1b1311;border-radius:22px 22px 0 0;padding:24px 20px 26px;font-family:var(--mono);font-size:12.5px;
  clip-path:inset(0 0 100% 0);transition:clip-path 1.6s cubic-bezier(.6,0,.2,1)}
.m-rcpt-wrap.in .m-rcpt{clip-path:inset(0 0 -20px 0)}
.m-rcpt::after{content:"";position:absolute;left:0;right:0;bottom:-11px;height:12px;
  background:radial-gradient(circle at 8px 12px,transparent 7.5px,var(--paper) 8px) 0 0/16px 12px repeat-x}
.m-rcpt .rh{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:14px;border-bottom:1px dashed rgba(27,19,17,.3)}
.m-rcpt .rh b{font-family:var(--sans);font-weight:700;letter-spacing:.14em;font-size:12px}
.m-rcpt .rh span{display:block;font-size:11px;color:#6d5d58;margin-top:4px}
.m-rcpt .rh span span{display:inline;margin:0}
.m-rcpt .stamp{font-family:var(--sans);font-size:9.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--cop);border:1.5px solid var(--cop);
  padding:4px 7px;border-radius:6px;transform:rotate(-6deg);opacity:.85}
.m-rcpt .row{display:flex;align-items:baseline;gap:8px;padding:9px 0}
.m-rcpt .row span{white-space:nowrap}
.m-rcpt .row i{flex:1;border-bottom:1px dotted rgba(27,19,17,.35);transform:translateY(-3px)}
.m-rcpt .row b{font-weight:600;white-space:nowrap}
.m-rcpt .tot{margin-top:8px;padding-top:14px;border-top:1px dashed rgba(27,19,17,.3);display:flex;justify-content:space-between;align-items:flex-end}
.m-rcpt .tot span{font-family:var(--sans);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#6d5d58}
.m-rcpt .tot b{font-family:var(--sans);font-weight:500;font-size:44px;line-height:.9;color:#1b1311;letter-spacing:-.02em}
.m-rcpt .yr{text-align:right;font-size:11px;color:#6d5d58;margin-top:6px}
.m-rcpt .bc{height:34px;margin-top:20px;background:repeating-linear-gradient(90deg,#1b1311 0 2px,transparent 2px 4px,#1b1311 4px 5px,transparent 5px 8px,#1b1311 8px 11px,transparent 11px 12px);opacity:.85}
.m-rcpt .ft{text-align:center;font-size:10px;color:#6d5d58;margin-top:8px;letter-spacing:.1em}

/* ---------- sticky story stack ---------- */
.m-stack{padding:30px var(--pad) 0}
.m-stk{position:sticky;top:calc(80px + var(--st) + var(--i,0) * 12px);min-height:340px;border-radius:30px;margin-bottom:16px;padding:24px 22px 22px;
  background:linear-gradient(180deg,#151010,#0c0909);border:1px solid var(--line);overflow:hidden;transform-origin:50% 0;
  transform:scale(var(--s,1));box-shadow:0 -24px 50px rgba(0,0,0,.55);will-change:transform}
.m-stk::after{content:"";position:absolute;inset:0;background:#000;opacity:var(--dim,0);pointer-events:none;border-radius:inherit}
.m-stk .n{position:absolute;right:16px;top:6px;font-family:var(--sans);font-size:128px;line-height:1;color:transparent;-webkit-text-stroke:1px rgba(231,174,152,.42)}
.m-stk .k{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--rose)}
.m-stk h3{font-size:27px;line-height:1.08;letter-spacing:-.035em;font-weight:600;margin:12px 0 10px;max-width:72%}
.m-stk p{font-size:14.5px;line-height:1.55;color:var(--ink2);max-width:92%}
.m-mock{margin-top:22px;border-radius:20px;border:1px solid var(--line2);background:rgba(255,255,255,.035);padding:14px 15px;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
.m-mock .r{display:flex;justify-content:space-between;align-items:center;font-size:13px;padding:7px 0}
.m-mock .r+.r{border-top:1px solid var(--line)}
.m-mock .r span{color:var(--ink2)}
.m-mock .ok{display:inline-flex;align-items:center;gap:6px;color:#9fd7b0;font-weight:600;font-size:12.5px}
.m-mock .ok::before{content:"";width:7px;height:7px;border-radius:50%;background:#5fc581;box-shadow:0 0 0 3px rgba(95,197,129,.2)}
.m-mock .big{font-family:var(--sans);font-size:38px;line-height:1;margin:2px 0 12px}
.m-mock .claim{height:44px;border-radius:14px;background:var(--paper);color:#0c0808;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px}
.m-mock .chips{display:flex;flex-wrap:wrap;gap:6px}
.m-mock .chips span{padding:7px 11px;border-radius:999px;border:1px solid var(--line2);font-size:12.5px;color:var(--ink)}

/* ---------- FAQ ---------- */
.m-faq{margin:26px var(--pad) 0}
.m-q{border-top:1px solid var(--line)}
.m-q:last-child{border-bottom:1px solid var(--line)}
.m-q>button{width:100%;min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;text-align:left;
  font-size:16.5px;line-height:1.3;font-weight:600;letter-spacing:-.015em}
.m-q .ic{position:relative;flex:0 0 34px;height:34px;border-radius:50%;border:1px solid var(--line2);transition:background-color .35s,border-color .35s,transform .45s var(--spring)}
.m-q .ic::before,.m-q .ic::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:1.5px;background:currentColor;transform:translate(-50%,-50%)}
.m-q .ic::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .45s var(--spring)}
.m-q.open .ic{background:var(--paper);border-color:var(--paper);color:#0c0808;transform:rotate(180deg)}
.m-q.open .ic::after{transform:translate(-50%,-50%) rotate(0)}
.m-q .ans{display:grid;grid-template-rows:0fr;transition:grid-template-rows .5s var(--ease)}
.m-q.open .ans{grid-template-rows:1fr}
.m-q .ans>div{overflow:hidden}
.m-q .ans p{padding:0 46px 22px 0;font-size:15px;line-height:1.62;color:var(--ink2)}

/* ---------- final CTA ---------- */
.m-final{position:relative;margin-top:96px;min-height:94svh;display:flex;flex-direction:column;justify-content:flex-end;padding:0 var(--pad) 44px;isolation:isolate;overflow:hidden}
.m-final .bg{position:absolute;inset:0 0 auto 0;height:78%;z-index:-2;overflow:hidden}
.m-final .bg img{width:100%;height:100%;object-fit:cover;transform:scale(var(--z,1.12));will-change:transform}
.m-final::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,#060505 0%,rgba(6,5,5,0) 18%,rgba(6,5,5,0) 38%,rgba(6,5,5,.8) 60%,#060505 78%)}
.m-final h2{font-size:clamp(34px,10.4vw,46px);line-height:1.06;letter-spacing:-.035em;font-weight:500;margin:0 0 16px}
.m-final .m-btn{margin-top:26px}
.m-final .alt{display:block;text-align:center;margin-top:16px;font-size:13.5px;color:var(--mut)}
.m-final .alt a{color:var(--rose2);font-weight:600}

/* ---------- footer ---------- */
.m-foot{padding:44px var(--pad) calc(120px + var(--sb));border-top:1px solid var(--line);font-size:12px;line-height:1.6;color:var(--mut)}
.m-foot .lg svg{height:30px;width:auto}
.m-foot nav{display:grid;grid-template-columns:1fr 1fr;gap:2px 16px;margin:24px 0 24px}
.m-foot nav a{padding:10px 0;font-size:14px;color:var(--ink2);border-bottom:1px solid var(--line)}
.m-foot .risk{padding:16px;border-radius:18px;border:1px solid rgba(201,128,105,.28);background:rgba(201,128,105,.06);color:var(--ink2);font-size:12.5px;margin-bottom:16px}
.m-foot .risk b{display:block;color:var(--rose2);font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;margin-bottom:6px}
.m-foot p+p{margin-top:12px}
.m-foot .cp{margin-top:22px;padding-top:16px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:11.5px}

/* ---------- floating dock (primary navigation) ---------- */
.m-dock{position:fixed;left:10px;right:10px;bottom:calc(10px + var(--sb));z-index:85;display:flex;align-items:center;gap:4px;padding:6px;border-radius:26px;
  background:rgba(22,16,16,.76);-webkit-backdrop-filter:blur(24px) saturate(170%);backdrop-filter:blur(24px) saturate(170%);
  border:1px solid rgba(255,236,228,.12);box-shadow:0 20px 50px rgba(0,0,0,.65),inset 0 1px 0 rgba(255,255,255,.06);
  transform:translate3d(0,150%,0);transition:transform .7s var(--spring)}
.m-dock.show{transform:none}
.m-dock .t{flex:0 0 54px;height:54px;border-radius:20px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;color:var(--mut);
  font-size:9.5px;font-weight:600;letter-spacing:.04em;transition:color .3s,background-color .3s}
.m-dock .t svg{width:21px;height:21px}
.m-dock .t.on{color:var(--ink);background:rgba(255,255,255,.08)}
.m-dock .go{flex:1;min-width:0;height:54px;border-radius:20px;background:var(--paper);color:#0c0808;display:flex;align-items:center;justify-content:center;gap:8px;
  font-size:15px;font-weight:700;letter-spacing:-.01em;white-space:nowrap}
.m-dock .go:active,.m-dock .t:active{transform:scale(.95)}
.m-dock .go svg{width:16px;height:16px}
@media (max-width:350px){.m-dock{left:8px;right:8px;gap:2px}.m-dock .t{flex-basis:44px}.m-dock .t span{display:none}.m-dock .go{font-size:13.5px;letter-spacing:-.02em;padding:0 10px}.m-dock .go svg{display:none}
  .m-hcta{flex-direction:column}.m-hcta .m-btn,.m-hcta .m-btn.sec,.m-hcta .m-btn.pri{flex:none;width:100%}.m-hcta .m-btn.sec{height:52px}}

/* =================== IB-specific =================== */
/* editorial benefit index */
.m-idx{margin:26px var(--pad) 0}
.m-ix{border-top:1px solid var(--line)}
.m-ix:last-child{border-bottom:1px solid var(--line)}
.m-ix>button{width:100%;display:grid;grid-template-columns:38px 1fr 34px;align-items:center;gap:10px;min-height:72px;padding:16px 0;text-align:left}
.m-ix .no{font-family:var(--mono);font-size:12px;color:var(--rose)}
.m-ix .tt{font-size:19px;line-height:1.2;font-weight:600;letter-spacing:-.025em}
.m-ix .ic{position:relative;width:34px;height:34px;border-radius:50%;border:1px solid var(--line2);transition:transform .45s var(--spring),background-color .3s}
.m-ix .ic::before,.m-ix .ic::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:1.5px;background:currentColor;transform:translate(-50%,-50%)}
.m-ix .ic::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .45s var(--spring)}
.m-ix.open .ic{background:var(--paper);color:#0c0808;border-color:var(--paper)}
.m-ix.open .ic::after{transform:translate(-50%,-50%) rotate(0)}
.m-ix .ans{display:grid;grid-template-rows:0fr;transition:grid-template-rows .5s var(--ease)}
.m-ix.open .ans{grid-template-rows:1fr}
.m-ix .ans>div{overflow:hidden}
.m-ix .ans p{padding:0 10px 20px 48px;font-size:14.5px;line-height:1.6;color:var(--ink2)}

/* commission staircase */
.m-stairs{margin:30px var(--pad) 0;border-radius:30px;border:1px solid var(--line);padding:20px 16px 18px;position:relative;overflow:hidden;
  background:linear-gradient(180deg,#120d0d,#0a0808)}
.m-stairs .cols{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;align-items:end;height:250px}
.m-st{position:relative;height:100%;display:flex;flex-direction:column;justify-content:flex-end;align-items:stretch;text-align:center}
.m-st .bar{position:relative;height:var(--h);border-radius:16px 16px 10px 10px;background:linear-gradient(180deg,rgba(255,255,255,.09),rgba(255,255,255,.03));border:1px solid var(--line);
  transform-origin:50% 100%;transform:scaleY(0);transition:transform 1.1s var(--ease),background .35s,border-color .35s;transition-delay:var(--d,0s)}
.m-stairs.in .m-st .bar{transform:scaleY(1)}
.m-st .val{font-family:var(--sans);font-size:30px;line-height:1;margin-bottom:8px;transition:color .3s}
.m-st .val small{font-family:var(--sans);font-size:10px;color:var(--mut);display:block;margin-top:3px;letter-spacing:.04em}
.m-st.on .bar{background:linear-gradient(180deg,#E7AE98,#9B5848);border-color:transparent}
.m-st.on .val{color:var(--rose2)}
.m-stairs .lb{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:10px;text-align:center;font-size:11px;color:var(--mut)}
.m-stairs .lb span.on{color:var(--ink);font-weight:600}
.m-stairs .det{margin-top:16px;padding:14px 15px;border-radius:18px;background:rgba(255,255,255,.035);border:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:12px}
.m-stairs .det b{display:block;font-size:16px;font-weight:600}
.m-stairs .det span{font-size:12.5px;color:var(--ink2)}
.m-stairs .det .pr{font-family:var(--sans);font-size:34px;line-height:1;color:var(--rose2);white-space:nowrap}

/* network tree on storm */
.m-net{position:relative;margin:30px var(--pad) 0;border-radius:32px;overflow:hidden;isolation:isolate;border:1px solid var(--line);padding:22px 12px 18px}
.m-net .bg{position:absolute;inset:0;z-index:-2}
.m-net .bg img{width:100%;height:100%;object-fit:cover}
.m-net::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(6,5,5,.55),rgba(6,5,5,.35) 40%,rgba(6,5,5,.85))}
.m-net svg{position:relative;z-index:1;width:100%;height:auto;display:block;overflow:visible}
.m-net .ln{fill:none;stroke:rgba(231,174,152,.7);stroke-width:1.4;stroke-dasharray:240;stroke-dashoffset:240;transition:stroke-dashoffset 1.4s var(--ease);transition-delay:var(--d,0s)}
.m-net.in .ln{stroke-dashoffset:0}
.m-net .nd{opacity:0;transform:translateY(10px);transform-box:fill-box;transition:opacity .7s var(--ease),transform .7s var(--spring);transition-delay:var(--d,0s)}
.m-net.in .nd{opacity:1;transform:none}
.m-net .box{fill:rgba(14,10,10,.82);stroke:rgba(255,236,228,.18)}
.m-net .me{fill:#f3ebe5}
.m-net .t1{fill:#f6efeb;font:600 13px var(--sans);text-anchor:middle}
.m-net .t2{fill:#a3958f;font:500 10px var(--sans);text-anchor:middle}
.m-net .me+.t1{fill:#0c0808}
.m-net .bdg{fill:#C98069}
.m-net .bt{fill:#0c0808;font:700 10px var(--sans);text-anchor:middle}
.m-net .pulse{fill:#F3C9B7}
.m-net .cap{text-align:center;font-size:12.5px;color:var(--ink2);margin-top:8px;padding:0 10px}

/* dashboard phone */
.m-phone{position:relative;margin:34px var(--pad) 0;height:470px;border-radius:32px;overflow:hidden;border:1px solid var(--line)}
.m-phone>img{width:100%;height:100%;object-fit:cover;transform:scale(var(--z,1.1));will-change:transform}
.m-chip{position:absolute;padding:11px 13px;border-radius:17px;background:rgba(18,13,13,.72);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);
  border:1px solid rgba(255,236,228,.14);box-shadow:0 14px 34px rgba(0,0,0,.5);transform:translate3d(0,var(--y,0px),0);will-change:transform}
.m-chip b{display:block;font-family:var(--sans);font-weight:500;font-size:24px;line-height:1}
.m-chip span{display:block;font-size:10.5px;color:var(--ink2);margin-top:4px}
.m-chip em{font-style:normal;color:#8fd6a5;font-size:10.5px;font-weight:700;margin-left:4px}
.m-chip.c1{left:12px;top:22px}.m-chip.c2{right:12px;top:150px}.m-chip.c3{left:12px;bottom:26px}
.m-feats{margin:22px var(--pad) 0}
.m-feat{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:16px 0;border-top:1px solid var(--line)}
.m-feat:last-child{border-bottom:1px solid var(--line)}
.m-feat .i{width:42px;height:42px;border-radius:14px;border:1px solid var(--line2);display:grid;place-items:center;color:var(--rose2)}
.m-feat .i svg{width:19px;height:19px}
.m-feat b{display:block;font-size:16px;font-weight:600;letter-spacing:-.015em}
.m-feat p{font-size:14px;line-height:1.5;color:var(--ink2);margin-top:3px}

/* timeline */
.m-tl{position:relative;margin:30px var(--pad) 0;padding-left:44px}
.m-tl .rail{position:absolute;left:15px;top:8px;bottom:8px;width:2px;background:var(--line2);border-radius:2px;overflow:hidden}
.m-tl .rail i{position:absolute;left:0;top:0;width:100%;height:100%;background:linear-gradient(180deg,var(--rose2),var(--cop));transform-origin:50% 0;transform:scaleY(var(--f,0))}
.m-tli{position:relative;padding:4px 0 34px}
.m-tli:last-child{padding-bottom:4px}
.m-tli .dot{position:absolute;left:-44px;top:2px;width:32px;height:32px;border-radius:50%;background:var(--bg);border:1px solid var(--line2);display:grid;place-items:center;
  font-family:var(--mono);font-size:11px;color:var(--mut);transition:background-color .4s,color .4s,border-color .4s,transform .5s var(--spring)}
.m-tli.on .dot{background:var(--paper);color:#0c0808;border-color:var(--paper);transform:scale(1.06)}
.m-tli h3{font-size:20px;line-height:1.2;letter-spacing:-.03em;font-weight:600;padding-top:4px}
.m-tli p{font-size:14.5px;line-height:1.55;color:var(--ink2);margin-top:6px}
.m-tli .when{display:inline-block;margin-top:10px;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--rose)}


/* image quote card */
.m-quote{position:relative;margin:16px var(--pad) 0;height:400px;border-radius:30px;overflow:hidden;isolation:isolate;border:1px solid var(--line);display:flex;align-items:flex-end;padding:22px}
.m-quote img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:35% 50%;z-index:-2}
.m-quote::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(6,5,5,0) 18%,rgba(6,5,5,.78) 52%,rgba(6,5,5,.97) 78%)}
.m-quote p{font-family:var(--sans);font-size:clamp(26px,7.6vw,31px);line-height:1.12;letter-spacing:-.01em}
.m-quote p em{font-style:italic;color:var(--rose2)}
.m-quote small{display:block;margin-top:12px;font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--rose)}
/* money field */
.m-field{position:relative;display:block;margin-top:10px}
.m-field>span{position:absolute;left:18px;top:50%;transform:translateY(-50%);color:var(--mut);font-weight:600;font-size:17px}
.m-field input{width:100%;height:58px;border-radius:19px;border:1px solid var(--line);background:rgba(255,255,255,.025);color:var(--ink);padding:0 16px 0 36px;
  font:600 18px var(--sans);font-variant-numeric:tabular-nums;outline:none}
.m-field input::placeholder{color:var(--mut);font-weight:500;font-size:14.5px}
.m-field input:focus{border-color:rgba(201,128,105,.6);box-shadow:0 0 0 4px rgba(201,128,105,.14)}
@media (prefers-reduced-motion:reduce){.m-net .pulse{display:none}.m-net .ln{stroke-dashoffset:0}.m-net .nd{opacity:1;transform:none}.m-stairs .m-st .bar{transform:none}}


/* desktop 3-point cards -> one ruled panel */
.m-trio{margin:6px var(--pad) 0;border-radius:28px;border:1px solid var(--line);background:linear-gradient(180deg,#120d0d,#0a0808);overflow:hidden}
.m-trio>div{display:grid;grid-template-columns:30px 1fr;gap:12px;padding:22px 20px}
.m-trio>div+div{border-top:1px solid var(--line)}
.m-trio .no{font-family:var(--mono);font-size:12px;color:var(--rose);padding-top:5px}
.m-trio h3{font-size:19px;line-height:1.25;letter-spacing:-.02em;margin-bottom:6px}
.m-trio p{font-size:15px;line-height:1.55;color:var(--ink2)}
.m-imgcard{position:relative;margin:16px var(--pad) 0;height:280px;border-radius:28px;overflow:hidden;border:1px solid var(--line)}
.m-imgcard img{width:100%;height:100%;object-fit:cover;object-position:80% 50%}
.m-app[data-page=ib] .m-imgcard{height:340px}
.m-app[data-page=ib] .m-imgcard img{object-position:30% 50%}
.m-hint{font-size:12.5px;line-height:1.5;color:var(--mut);margin:8px 4px 0}
.m-kv.four{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:350px){.m-kv b{font-size:18px}.m-kv>div{padding:12px 6px}}
.m-kv.four>div:nth-child(3){border-left:0}
.m-kv.four>div:nth-child(n+3){border-top:1px solid var(--line)}
.m-stk .ico{height:36px;margin-bottom:18px;color:#fff}.m-stk .ico svg{height:34px;width:auto;display:block}
.m-stk{min-height:300px}
.m-net h3{position:relative;font-size:21px;line-height:1.2;letter-spacing:-.025em;padding:0 8px}
.m-net p.sub{position:relative;font-size:14px;line-height:1.5;color:var(--ink2);margin:8px 8px 14px}
.m-net .t1.sm{font-size:11.5px}
.m-feat .i{font-family:var(--mono);font-size:13px;color:var(--ink)}
.m-who{margin:4px var(--pad) 0;border-radius:28px;border:1px solid var(--line);background:linear-gradient(180deg,#120d0d,#0a0808);overflow:hidden}
.m-who>div{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:center;padding:16px 18px}
.m-who>div+div{border-top:1px solid var(--line)}
.m-who .ico{width:44px;height:44px;border-radius:14px;border:1px solid var(--line2);display:grid;place-items:center;color:#fff}
.m-who .ico svg{width:20px;height:20px}
.m-who b{display:block;font-size:16px;font-weight:600;letter-spacing:-.015em}
.m-who span span,.m-who div>span{display:block;font-size:13px;color:var(--mut);margin-top:2px}
.m-card .note{font-size:12px;line-height:1.5;color:var(--mut);margin-top:14px}
.m-card .cols{display:grid;grid-template-columns:48px 1fr auto;white-space:nowrap;gap:12px;padding:0 14px 8px;font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--mut)}
.m-app[data-page=ib] .m-final .bg img{object-position:50% 40%}


/* IB commission calculator (fixed rate per instrument) */
.m-res{text-align:center;padding:22px 12px 20px;margin:-4px -2px 6px;border-radius:24px;background:radial-gradient(120% 90% at 50% 0%,rgba(201,128,105,.22),transparent 70%),rgba(255,255,255,.03);border:1px solid var(--line)}
.m-res small{display:block;font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--mut)}
.m-res b{display:block;font-size:clamp(34px,10.6vw,46px);line-height:1.05;font-weight:600;letter-spacing:-.035em;margin:10px 0 8px;font-variant-numeric:tabular-nums;white-space:nowrap}
.m-res span{display:block;font-size:12.5px;line-height:1.45;color:var(--ink2)}
.m-inst button small{font-size:11px;font-weight:600;opacity:.6;margin-left:3px}
.m-inst button.on small{opacity:.7}
.m-ctl-lbl .rg{font-size:11px;color:var(--mut);font-variant-numeric:tabular-nums}
.m-calc .m-step+.m-range{margin-top:2px;height:44px}

/* ---------- accessibility & motion ---------- */
.m-app :focus-visible{outline:2px solid var(--rose2);outline-offset:3px;border-radius:12px}
@media (prefers-reduced-motion:reduce){
  .m-app *,.m-app *::before,.m-app *::after{animation:none!important;transition-duration:.01ms!important;transition-delay:0s!important}
  .m-rv{opacity:1;transform:none}.m-line>span{transform:none}.m-hero-bg img{opacity:1;transform:none}
  .m-rcpt{clip-path:none}.m-stk{transform:none}.m-mani .w{opacity:1}
}